At this time, no. We are an out-of-network provider and do not accept insurance. Our reception team will collect payment at the time of your visit via Credit Card, Check, Cash, PayPal, or eligible Health Savings Account (HSA) or Flexible Spending Account (FSA).
We support our men and women in uniform. Low-cost treatment for posttraumatic stress disorder (PTSD) is offered for veterans and active duty persons suffering as a result of trauma connected to service or otherwise, who could not otherwise afford treatment.
We urge you to verify this with your insurance plan provider. Many of our clients use their HSA or FSA to pay for their sessions. This is an excellent option for paying for treatment as FSA and HSA accounts are tax-advantaged. To learn more: http://www.irs.gov/publications/p969/ar02.html
Yes. We urge you to contact your insurance provider to verify your specific benefits coverage (see #6 below). Some clients have very low annual out-of-network deductibles ($500) while others have very high deductibles ($12,000); in many cases, once annual deductibles are met, clients receive between 10% and 70% reimbursement for sessions based on "allowable rates." Clients with Anthem/Blue Cross, Humana, and United Behavioral Health have all been able to obtain reimbursement.
This varies by plan, but broadling speaking is an amount set by your insurance provider relative to the type of provider by whom you are being treated. For example, the allowable rate for a psychologist might be $50, 70, or another amount for a 45-minute session. Note in some cases, the allowable rate may be lower than the rate we bill.
The questions you should ask include:
Yes. Because pre-authorization must be done by the provider, we are happy to complete the necessary paperwork. Please remit all materials to be completed to our reception team to be completed by our clinical staff at least 48 hours in advance of your first appointment.
Yes. We are happy to provide this type of statement upon your request in hard copy or electronic format.
Lower cost options are available for clients without insurance or who cannot get insurance reimbursement. Call to inquire.
Behavioral Wellness Clinic
912 Lily Creek Road
Louisville, KY 40243
Office: (502) 338-0608
OCD Clinic: (502) 403-7818
Fax: (502) 245-1888
Clinical Director: Monnica Williams, PhD
Office Manager: Jasmine Terwilliger
Business Manager: Matthew Jahn